Mission & Vision
Our Vision
Our financial education program is designed to make smart investing accessible to everyone. Through practical financial education, individuals can develop the skills and confidence needed to participate in the markets responsibly.
To achieve this, we combine powerful technical tools, real-time market data, and practical education to help individuals build confidence, sharpen their strategy, and move closer to financial independence regardless of experience level.
As a result, our system provides clarity, support, and a structured path forward.
At the same time, we lead with integrity. This means transparent pricing, fair practices, and value that speaks for itself.
In addition, we listen closely, communicate openly, and continuously evolve our platform to meet the needs of modern investors.
As markets change, we adapt.
At the same time, we remain compliant as regulations evolve.
Most importantly, we grow alongside our customers.
Our Mission
C & K Moneyline provides financial education that is practical, accessible, and results-driven for individuals who want to understand the markets and build long-term financial confidence.
To achieve this, we serve a diverse community, from ambitious youth to seasoned retirees, equipping everyday South Africans with the tools, knowledge, and confidence to trade with purpose.
At the same time, we believe financial literacy should not be reserved for the few. Instead, we combine expert guidance, advanced technology, and real-world strategy to deliver education that unlocks opportunity for all.
In practice, this means structured learning, hands-on tools, and measurable growth.
Together, our team, systems, and support network create an experience that is personal, responsive, and built around results.
Ultimately, we guide our customers from vision to strategy to execution, helping them move step-by-step toward financial independence through technology, expertise, and accountability.
Why Choose Encompass For Your Stock Market Education
Built on Experience. Designed for Real People.
The C & K Moneyline group of companies was founded in 1996 on a simple truth: accessing the stock market is easy, but mastering it isn’t.
From the beginning, our founder recognized the gap. While opportunities in the financial markets were everywhere, practical, real-world education for everyday investors was not.
Opening a trading account is simple. However, knowing what to trade, why it matters, and how to manage risk is where most people struggle.
Because of this, that gap became the blueprint for Encompass — built to turn market access into true market understanding.
Seeing the Market Differently
Direct participation in the financial market allows individuals to benefit from the growth and expertise of leading companies without being involved in their day-to-day management.
For example, you may never sit on the board of companies such as Pick n Pay, Anglo American, Sasol, or Standard Bank. However, as an informed investor, you can still share in their growth and profits.
Ultimately, the challenge was never opportunity. Rather, the real challenge was education, discipline, and access to the right tools.
Solving a Problem Others Ignored
A Balanced Foundation
For many years, educating yourself in the Stock Market meant staring at complicated charts, doing manual calculations, and spending hours trying to make sense of information before you could even start learning.
Consequently, for people with jobs, families, and real-life responsibilities, maintaining consistency became almost impossible.
Encompass was created to change that through our structured stock market education platform and practical learning tools.
Explore our Education Programs and Trading Tools to see how the system works.
Learn more in our “Learn” section.
By bringing education, technology, and practical learning together in one easy-to-use platform, we made it possible for ordinary people to learn, practice, and grow their skills without needing to be full-time traders.
Shortly after the company’s founding, our MD teamed up with our FD, whose logical and practical approach complemented the company’s vision-driven direction.
Often referred to internally as the visionary and the realist, this balance continues to influence how Encompass develops its tools, supports customers, and evolves its education model.
The objective was never to create passive followers, but to develop active, informed, successful investors.
Over 30 Years of Stock Market Education and Innovation
Today, with more than 30 years of experience in stock market analysis, research, and investor education, Encompass has evolved into a comprehensive education, practical application, and analysis platform.
As a result, Encompass focuses on several core principles:
- Algorithms refined through years of research and development
- Structured educational modules designed for progressive learning.
- Simulation technology using real market data
- Guidance from experienced analysts with a combined experience of nearly 100 years
This approach allows customers to practice strategies, build confidence, and develop skills before committing real capital.
Why Investors Choose Encompass for Financial Education
- Education Before Execution: We focus on understanding market behavior before taking action.
- Risk-Free Simulation Learning: Practice strategies with simulation money in real-time market conditions before trading live.
- Structured, Market-Focused Training: Practical education grounded in real market behavior, not hype.
- Experienced Coaches and Analysts: Guidance that combines technical expertise with an understanding of investor psychology.
- Decision-Support Tools: Advanced charting, alerts, calculators, and analytical tools to support informed decision-making.
- Long-Term Skill Development: A disciplined, process-driven approach to investing and trading.
A Principle That Has Never Changed
Only YOU care about your money.
This principle remains at the core of Encompass. Our platform is built around empowering individuals with the education, tools, and support needed to take responsibility for their own investment decisions, without shortcuts or unrealistic promises.
The Result
For over three decades, Encompass has supported thousands of private investors, from beginner to experienced, helping them move from uncertainty to structured participation in the stock market.
Instead of selling promises, we focus on building understanding.
Our Company Values
How We Think. How We Teach. How We Operate.
Our values shape how we educate customers, develop our tools, and operate as a financial market educational service provider. They define how we work and what customers can expect from us.
Education
Comes First
We prioritize learning, understanding, and skills development before live market participation. While it is possible to earn while learning, consistent results come after structure, discipline, strategy and experience have been developed.
Responsibility Over Dependency
We guide customers in the right direction, but we do not make decisions on their behalf. Investors are encouraged to think independently, understand risk, and take responsibility for their actions.
Fair, Ethical, and Lawful Conduct
We operate transparently, ethically, and within the law. Our education, pricing, agreements, and support processes are designed to be clear, fair, and aligned with regulatory and ethical standards.
Structure Over Speculation
We believe disciplined strategies and risk management outperform emotional and reactive decision-making. Our tools and education are built to encourage planning, analysis, and consistency.
An Individual Approach
Every customer has different goals, experience levels, and risk profiles. Our education and support adapt to individual needs rather than forcing a one-size-fits-all approach.
Human Expertise Supported by Technology
At the same time, technology enhances learning, but human guidance remains essential. We combine analytical technology with experienced coaches and analysts to support both technical understanding and behavioral discipline.
Frequently Asked Questions
Is trading the same as gambling?
No.
Trading becomes similar to gambling only when decisions are made without structure, education, or risk management. Structured investing and trading rely on analysis, discipline, and clear decision-making processes rather than chance or luck.
Can I expect to make money immediately?
No.
While it is possible to earn while learning, consistent results typically come after education, practice, and skills development. Learning comes first. Our platform is designed to help users build understanding and experience before expecting consistent outcomes.
Does Encompass guarantee profits?
No.
Encompass does not guarantee profits or financial returns. Our focus is on education, simulation-based learning, and skill development. Any guarantees offered relate to educational outcomes within the simulation environment, subject to terms and conditions.
What is simulation trading and why is it important?
Simulation trading allows users to practice strategies using real market data without risking real money. It helps develop discipline, test strategies, and understand market behavior before participating in live markets. It teaches us to control our emotions; simulation results do not represent live trading performance.
Are simulation results the same as real market results?
No.
Our simulation replicate market conditions but cannot fully account for factors such as emotions, execution delays, and real financial pressure. This is an educational tool, not a prediction of live results.
Do I need experience to use Encompass?
No.
Encompass is designed for a wide range of users, from complete beginners to experienced investors and traders. Education and tools are structured to support learning at different levels.
How long does it take to learn how to trade or invest?
There is no fixed timeline.
Learning depends on the individual, time commitment, and engagement with education and simulation tools. Developing consistent skills is a gradual process.
Is Encompass a broker or financial advisor?
No.
Encompass is an educational platform. We do not provide financial advice, investment advice, or discretionary trading services. All decisions remain the responsibility of the user.
Will someone trade on my behalf?
No.
Customers are given the tools and support, but all trading and investment decisions are made by the individual user.
What kind of support do you offer?
Support includes:
Technical assistance
Educational guidance
Coaching sessions and webinars
Ongoing platform support
Is the platform suitable for full-time workers?
YES.
The platform is designed to support users with varying schedules. Education and analysis tools can be used alongside
full-time work and other commitments.
Can I cancel my agreement?
Cancellation terms depend on the agreement selected and are outlined in the Customer Journey Navigator. Customers are encouraged to review terms carefully and contact support for clarification.
Why does Encompass focus so much on education?
Because understanding reduces unnecessary risk.
Education helps investors make informed decisions, develop discipline, and set realistic expectations, which is essential for long-term participation in the markets.
Encompass exists to educate and support individuals who want to understand the markets better. We aim to provide clarity, structure, and tools, not shortcuts or guaranteed outcomes.
Contact us
Sales, support, or general enquiries, we’ll get you the answers you need.
Office Hours
Mon – Thu: 08:00 – 16:30
Fri: 08:00 – 16:00
Public holiday hours may differ.
Contact us
Sales, support, or general enquiries, we’ll get you the answers you need.
Based in Centurion, Gauteng
Support Numbers
+(27) 82 781 9885
+(27) 83 268 6588
+(27) 67 938 8267
Emails
info@investnet.net.za
support@encompass.net.za
Office Hours
Mon – Thu: 08:00 – 16:30
Fri: 08:00 – 16:00
Public holiday hours may differ.
